All financial products and services are presented without warranty. What are the international and domestic transfer fees? Immigration Guidelines for Entry to the Hong Kong Special Administrative Region of the People's Republic of China. Obviously, for that, you get a lot of benefits, ranging from concierge services to travel offers to generous reward programmes—so make sure you use … The details you see on our site may be different from others. Lock and unlock your card with one tap in the ZA Bank app. Even though the damage on credit scores are only temporary, if you are hoping to get a mortgage or personal loan in the coming months, it is best to keep your credit report nice and clean. Hong Kong credit cards are from 5 major card issuers. Find other local toll-free numbers Understanding what types of benefits you’d like is a major factor in deciding which card would be better for you. The best card for you depends on your lifestyle and regular spending habits. Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. Many credit cards specify a low minimum income and some cards such as. Yes. Additionally, this site may be compensated through third party advertisers. Hong Kong Visa Credit Card Structure. Visas. Does Hong Kong take credit cards? In addition to flexible payment options, credit cards can offer travel rewards, cash back, or other benefits. A Hong Kong employment visa is not transferable from one company to another. It takes the Immigration Department 4-8 weeks to process a work visa/permit. For reward point credit cards, you can redeem cash rebates, air miles, coupons, and other gifts, giving you higher flexibility. Learn more . There is no absolute limit on the number of credit cards you can have. Part II. As low as HK$0.2=1 Asia Miles for welcome offer, Get 4% cash rebate on designated categories, Successfully applied through MoneySmart: Extra, Get 5% cash dollars rebate on designated spending, Up to 50% savings at designated restaurants, Free travel insurance and airport lounges access, Handling Fee Waiver for Overseas Spending, Enjoy HK$0.3=1 mile on ANA ticket purchase, Apply online to enjoy extra HK$100 welcome rebate. Hong Kong provides visa exemption to certain certificate owners for any purpose of visiting, and visa/ entry permit to citizens (ordinary passport holders) of 170 countries. The sponsor is able to support the applicant financially and provide accommodation for them. Annual fees aren’t the only type of credit card charges you might be paying. The remaining numbers on the card, except the last digit, are the individual account identification number. Immigration Guidelines for Entry to Hong Kong; Admission Schemes for Talent, Professionals and Entrepreneurs . The applicant will then be allowed to apply a resident Hong Kong Identity card. Enjoy year-round privileges at dining, shopping and travel hotspot throughout the year with your credit card. Air miles credit cards are suitable for frequent flyers who would take the effort to research on collecting miles. Conclusion on Prepaid Debit Card in Hong Kong. For example, DBS COMPASS VISA gives you a Le Maurice suitcase and WeWa UnionPay Card gives you a Jabra wireless headphone as a welcome gift. Visa's Global Customer Assistance Service is available 24 hours a day, 7 days a week. Choose from a wide selection of Visa, Master Card & Union Pay credit cards to suit your style and needs for cash back, rewards, and travel. Visa Credit cards give you the convenience and security to make purchases, pay bills, or get cash from over 2 million ATMs worldwide. Be it traveling, shopping or dining, Visa Classic cards are accepted at tens of millions of locations around the world. If you don’t pay at least the minimum payment on your credit card payment due date, you may incur a late payment fee, usually $80-350 HKD. Intra-company transfers are possible for employees who have worked for over 12 months in an overseas office. Visit Visa / Entry Permit Requirements for the Hong Kong Special Administrative Region. Accepted wherever debit Mastercard is accepted, prepaid cards provide a more convenient and safer way to pay than cash. Visa Signature provides you with exceptional spending power, a high level of rewards, priority customer service, and exclusive privileges. Find other local toll-free numbers Otherwise, you need to apply for and get a visa to go to Hong Kong as required. Expand All . Mehrheitlich werden dabei Visa und Mastercard … Home Our Services Visas. Popular gift options including suitcases and electronic devices. What is the required spending before you qualify for the sign-up bonus? There is no absolute for the best credit card, you should choose credit cards based on your spending habits. Yes. These are the cards you can’t just walk into a branch and ask for: Hong Kong’s most elite credit cards tend to have strict qualification criteria, in some cases they cost quite a bit of money, and several of them are by invitation only. Visa Signature cardholders can enjoy up to HK$200 off upon designated spending amount at restaurants like Limewood and Sip Song. Home | Credit Cards; LEARN MORE. Do you prefer immediate cash rebates? Getting a “prepaid credit card” (actually a debit card) was easy and it didn’t bring many costs (the exact cost structure is provided by the issuer). Our Services. If you love to travel, be cautious of this fee whenever a purchase is made outside of Hong Kong, as it is typically between 3-4% of the purchase amount. 3. Other shopping categories include electronics, lifestyle products, and travel. Firstly, you want to make sure you are benefitting from the things that you spend the most money on. Visa’s Global Customer Assistance Service is available 24 hours a day, 7 days a week. A credit card with no annual fee helps cardholders save on card costs and maximise the rewards cardholders earn. It’s important to think about how you intend on using your card benefits. Skip to main content. However, applying for too many credit cards at a time can hurt your credit score and the chances of credit card approval. Visa, Mastercard, Union Pay and American Express credit cards are widely accepted in Hong Kong. What's more, with the non-expiry Points, you can redeem designated cash coupons with at least 10% off or instantly … If the work visa/permit holder lives in Hong Kong for at least 7 years, then he/she can seek permanent resident status. Qualifying dependents are: 1. Visa, Mastercard, Union Pay and American Express credit cards are widely accepted in Hong Kong. What does Visa … The last digit is the Luhn check digit. Citi Prestige Card cardholders can also get access to Mastercard Airport LoungeKey lounges worldwide. What does Visa do? Neat said Tuesday (Jan. 5) that it has become a member of the Visa network and will issue its own Neat Visa card for Hong Kong-incorporated companies. Many Hong Kong banks have launched UnionPay dual-currency credit cards, such as HSBC UnionPay Dual Currency Credit Card and Standard Chartered UnionPay Dual Currency Platinum Credit Card to benefit frequent travelers to mainland China. These are a few of the important questions to think through as you shop for your new card. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first. Credit Cards often provide complimentary airport lounge access which some might even allow free companions entry. Let's pick a card based on your spending habits! Find out which credit cards suit your spending pattern the most to enjoy welcome offers, points, cash rebates, air miles, cash vouchers, gifts and many more in your daily spending. Whenever you use a credit card, you’re actually borrowing money that you’ll pay back over time or in full. For movie lovers, get buy-1-get-1-free on Friday movie tickets at UA Cinemas with UnionPay Diamond Credit Cards. Visit Visa / Entry Permit Requirements for the Hong Kong Special Administrative Region. But changes to the type of reward scheme can only be made once a year. It doesn’t have foreign transaction fees, and you’ll earn miles on your purchases, which you … He/she has to apply for a new work visa/permit. © 2009-2020 MoneySmart. It is suggested to find the right credit card by focusing on each card offer and perks of your choice, and be aware of annual fee, cash back, air miles or rewards that you are looking for. Bei den international akzeptierten Kreditkarten verhält es sich in Hong Kong wie in praktisch allen anderen Teilen der Welt: der Markt ist zwischen den vier großen Anbietern Visa, Mastercard, Diners Club und American Express aufgeteilt. From golf to dining to shopping and more, Visa Platinum lets you enjoy a host of attractive lifestyle privileges and experiences. Visa and Mastercard are card issuers with a long history and are accepted everywhere in the world. This program allows all cardholders to collect reward points for eligible transactions with the earning ration of HK$250 = 1 RewardCash, which can be converted into shopping coupons, air miles or cash rebates. Compare Hang Seng Bank Hong Kong credit cards to earn most air miles, cashback and welcome offers, apply through MoneySmart to get extra rewards! There is no record to the detriment of the applicant. Receive instant notifications for each transaction and fully control your transaction limits. Entry Arrangements for … Cash withdrawal Supported by Visa, you can enjoy free cash withdrawal at over 3,000 local banks' ATMs in HK, and access to almost 3 million ATMs worldwide with the physical card. These points can be redeemed for cash coupons, miles, or used to offset purchases. Whenever you use a credit card, you’re actually borrowing money that you’ll pay back over time or in full. All Standard Chartered customers can earn rewards for eligible purchases. HSBC cards feature an attractive rewards program- the Red Hot Rewards. Stay up-to-date with the latest Visa news . All financial products and services are presented without warranty. Or would you prefer to collect and redeem Asia miles? You can also use your card … This … However, the results of our comparison tools which are not marked as sponsored are based on objective analysis. In addition, you also benefit from cashback of up to … Dig deeper into the card details to find one with the best overall value. The Public Bank Hong Kong Credit Card waives these charges (although if Visa themselves add a charge, you will have to pay 1% of this). I used it for my intended use of online purchase and it worked fine. Professionals that move to Hong Kong for work are allowed to bring dependents along with them. Neat, a digital bank group based in Hong Kong, announced on Tuesday it has become a member of Visa and rolled out its new Neat Visa card. Having more than one credit card can allow you to get different credit card offers and benefits for different cards, you can also earn various rewards like air miles or cashback on your daily spending. 2. Disclaimer: At MoneySmart, we aim to provide accurate, objective and up-to-date information. Visa and Mastercard take up most of the market, followed by American Express, UnionPay, and JCB. Citi PremierMiles Card and Citi Rewards Card are the signature cards for Citibank. Financial Literacy. Apply for the credit card that gives you the best credit card offers! In Hong Kong, call our toll-free number: 800 900 782 Or call +1 303 967 1090 from anywhere in the world. Your sponsoring employer is obliged to notify the Immigration Department if you leave. Read More Find out which Hang Seng Bank credit cards suit your spending pattern the most to enjoy welcome offers, points, cash rebates, air miles, cash vouchers, gifts and many more in your daily spending. Here’s 3 ways to decide which card is best for you. The former one is a good choice for collecting Asia Miles with the earning ratio of HK$8=1 mile with no mileage conversion fee while the latter one offers many travel perks including up to 12 times of free access to the airport lounge. Be spoilt for choice with Citi’s wide range of credit cards, there’s a card for every lifestyle and need. Cardholders can exchange points for vouchers at merchants such as PARKnSHOP and IKEA. Upon approval of the application, a two-year work visa will be granted. Valid until 24 Jan 2021 - See more details below, Valid until 28 Feb 2021 - See more details below, Valid until 31 Jan 2021 - See more details below, Valid until 31 Mar 2021 - See more details below, Identify the type of card that best fits your lifestyle, Consider the charges in the Terms and Conditions. Dining, Dim Sum & Delicacies; Tipping in Hong Kong; Shopping in Hong Kong… If you resign or are fired, you will need to apply for another visa and restart the process. Welcome offers come in various types including cash rebate, air miles, coupons or gifts. Convenient and easy. There isn’t one credit card that is better than the rest. In addition to flexible payment options, credit cards can offer travel rewards, cash back, or other benefits. Both Visa and Mastercard offer its own network benefits including travel, luxury hotel, dining and more when it comes to foreign spending, Mastercard often offers slightly better exchange rate, but for everyday card users, there is not much difference between Visa and Mastercard. Spouses (same or opposite sex) 2. Cashback credit cards are suitable for those who don’t spend a lot and want to get rebates directly. Take AE Platinum Card as an example, the principal card owner is entitled to a free membership in Priority pass, which allows access to over 1,000 lounges in the world. Credit Cards with Hotel Promotions and Rewards, Standard Chartered Simply Cash Credit Card, American Express Cathay Pacific Elite Credit Card, Best Credit Cards in Hong Kong for Hotel Rewards and Booking Discounts, Best Credit Cards for Airport Lounges in Hong Kong, Best Credit Cards for Booking Hotels on Agoda, Best Credit Cards for Expats and Foreigners in Hong Kong, Standard Chartered Asia Miles Mastercard: HK$4/ mile for dining and online spending, Citi PremierMiles Card: HK$3/ mile for foreign currency transactions, American Express Cathay Pacific Elite Credit Card: HK6/ 1.5 mile for foreign currency spending, Standard Chartered Simply Cash Visa Card: 2% rebates on foreign currency transactions, Citi Cash Back Visa Card: 2% rebates on global dining and hotel spending, EarnMORE UnionPay Card: 2% rebates on all spending, Citi Rewards Card: 5x points all-year-round at supermarkets, department stores, and telecom providers, HSBC Visa Signature Card: Up to 14x “RewardCash” for selected categories. Use of this site constitutes acceptance of our. Moreover, you can earn bonus reward points for spending in supermarkets and department stores. Cardholders can enjoy no fees for life or within the promotional period depending on the type of cards you apply. There is reasonable proof of genuine relationship between the applicant and the sponsor. Best for overseas spending: Public Bank Hong Kong Credit Card. All rights reserved. Visa Commercial Card Solutions & Offers . UnionPay credit cards are great for spending in China. Enjoy the finer side of life with a high spending line, a revolving line of credit, emergency card replacement, and cash disbursement services. CREDIT CARDS. VISA NEWS. Rewards range from Asia Miles (with the Standard Chartered Asia Miles card), cashback, or 360° Rewards Points. Hong Kong Visa Requirements; Octopus Card; Weather and Climate in HK; Hong Kong Air Quality and Air Pollution; Hong Kong Airport Facilities; Airport Lounge; Layovers - Can I see the city? On the other hand, American Express can be used in 130+ countries. The visa policy of Hong Kong deals with the requirements in which a foreign national wishing to enter Hong Kong must meet to obtain an entry permit or visa, which depending on the traveller's nationality, may be required to travel to, enter, and remain in the Hong Kong Special Administrative Region.Visitors from over 145 countries are permitted visa-free entry for periods … In Hong Kong, call our toll-free number: 800 900 782 Or call +1 303 967 1090 from anywhere in the world. Home Our Services Visas Visit Visa / Entry Permit Requirements for the Hong Kong Special Administrative Region. All DBS personal credit card holders (except for COMPASS VISA cardholders) can earn DBS $1 for every HK$250 spending, which can be used for cash rebate or other rewards under the Reward Scheme. For example, what is the expiry date for point redemptions? Part I . Visit Visa / Entry Permit Requirements for the Hong Kong Special Administrative Region. Citi Rewards Credit Card (Visa/Mastercard/UnionPay) brings you 5X Points all year round and 8X Points3 during your birthday month at supermarkets, department stores and telecom providers in Hong Kong - including autopay of your telecommunication bill payments. Just load a Mastercard prepaid card and pay for everything you need — online shopping, bill payments or everyday purchases. Die meisten meisten Automaten in Hong Kong unterstützen die VISA Card sowie die MasterCard. From HKIA to the City; Airport Express to the City; Taxi Service in Hong Kong; Exchanging money in HK? If you travel to Hong Kong often, you could probably use a card like the Asiana Airlines Visa Signature® Credit Card by Bank of America. Enjoy excellent spending power with a high credit limit, the convenience of Visa Infinite Concierge, personalized privileges, rewards and service. For those who travel a lot, spending on a credit card can end up costing a huge amount in currency exchange transfer fees. There's no best credit card that suits everyone. Learn the fundamentals of personal finance . Diese Karten erlauben es, weltweit, also auch an den Automaten in Hong Kong, kostenlos Geld abzuheben. Should I join a city tour? The processing time of a Hong Kong working visa is normally 4-6 weeks from the date of submission. Vollständig gebührenfrei kommen Besitzer einer VISA Card der DKB, VISA Card der Consorsbank oder der ICS Visa World Card an ihr Bargeld. IINs and PANs have a certain level of internal … For example, if you spend the most on dining every month, it would make sense to get a card that maximizes the benefits you get from spending all that money eating out. A comprehensive suite of product solutions, benefits and offers designed to enhance the efficiency of your business processes and improve your bottom line. Visa Infinite. Children under 18 years old The application will be favored if: 1. -----*-----* ^ # % 11 … JCB credit cards are perfect for those who travel often to Japan because they offer many discounts on spending in Japan. When applyin… This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. Whether you’re looking for traditional benefits or premium rewards, there’s a Visa card for you. DBS Black Card is famous for collecting miles. Many of these other common fees will impact the benefits you earn, so be mindful of them and actively monitor your spend. Currently, only BEA and AEON have launched JCB credit cards in Hong Kong. Some content may be compensated through third-party advertisers. Charged when you move a balance from one card to another, usually 3-4% of the amount. Hong Kong-based cryptocurrency platform Crypto.com announced on Friday its MCO Visa card is now shipping to a total of 31 countries in Europe. Pick credit cards with different spending categories based on your habits to earn the most rewards. The leading six digits of the card number is the issuer identification number (IIN), sometimes referred to as the bank identification number (BIN). Compare Hong Kong credit cards to earn most air miles, cashback and welcome offers, apply through MoneySmart to get extra rewards! Visa and Mastercard credit cards are both globally accepted and offer different perks for members in different tiers, the most common types of Visa and Mastercard credit cards include Visa Platinum, Visa Signature, Visa Infinite, Titanium & Platinum Mastercard, World Mastercard and World Elite Mastercard. Getting a prepaid card is easy, there's no credit check and no bank account required. Print. The answer may surprise you. General. Visa Credit cards give you the convenience and security to make purchases, pay bills, or get cash from over 2 million ATMs worldwide. Seit Anfang Juni 2019 führen Großdemonstrationen, unangekündigte Protestaktionen sowie Aufrufe zum Streik immer wieder zu Beeinträchtigungen des öffentlichen Lebens, des innerstädtischen Verkehrs, wie beispielsweise zur Schließung von Metro-Stationen (MRT), sowie teilweise Unterbrechungen des Flugverkehrs am Hong Kong International Airport.Bei den Protesten finden auch gewaltsame Auseinandersetzungen der Demonstranten mit der Polizei st… Sowie die Mastercard Geld abzuheben will be granted you might be paying provide accommodation them... A comprehensive suite of product solutions, benefits and offers designed to enhance efficiency! Exchange transfer fees date of submission presented without warranty in various types including rebate! Perfect for those who don ’ t the only type of credit card that suits.! Currency exchange transfer fees you enjoy a host of attractive lifestyle privileges and experiences number of credit cards at time! 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Movie lovers, get buy-1-get-1-free on Friday movie tickets at UA Cinemas with UnionPay Diamond credit to... Be different from others you enjoy a host of attractive lifestyle privileges and experiences, spending a., the results of our comparison tools which are not marked as sponsored are always based your. Local toll-free numbers visa 's Global Customer Assistance Service is available 24 hours a day 7... And unlock your card benefits like is a major factor in deciding which card best! Pay and American Express can be used in 130+ countries depends on your spending habits only...