And the points and Global entry fee reimbursement, that’s to be counted against the first year’s fee, since I get to keep those benefits even if I close the CSR after year one (assuming I move the CSR points to some place I like). Access to Visa Infinite Concierge who can help you with requests, like dinner reservations, or Broadway, music and sporting event tickets. Thanks! Chase and United are dedicated to delivering exceptional service to our Cardmembers. You can easily identify a Visa Infinite credit card by the "Visa Infinite" logo that appears on the lower right corner of a card. I don't ever want to be in a position of being denied on the Next Big Card because I have $150K+ of unused availability. Visa Infinite Luxury Hotel Collection. You should see the upgrade happen in place with your account online and the points should be associated with the Reserve without any issue. What happened? My spouse has the Southwest Visa and takes care of those points. Apart from a single Visa credit card, you can also generate multiple Visa credit card numbers using our Credit Card Generator. Thanks so much for your reply. United Club SM Visa Infinite Card. Happy?? Thanks for sharing your story and nice score. Just received my CSR. Und das nicht nur, weil sie im Doppelpack mit dem Priority Pass daherkommt, der Ihnen die Tür zu über 850 exklusiven Airport Lounges weltweit öffnet. The primary or authorized users must use their card to pay for Global Entry, but no where does it state that the recipient of the Global Entry benefit must be the primary or authorized user. Of course needless to say that you need to have both Freedom and Freedom Unlimited cards and know when to use which of these 3 cards. Howie, You’re covered! Even prepaid ones through Hotwire or Priceline will work. You can always request they move the date as well. Should I move my UR points to my Unlimited and Freedom cards while I wait, then when the Reserve appears, move them to it? Let me compare here the overall value difference between the Chase Sapphire Reserve (CSR) and Chase Sapphire Preferred (CSP). The countdown starts from the date you’re approved. I was able to get them to shift credit line from multiple other cards and meet the 10k min credit line necessary for this card and was approved while talking to them. Or better downgrade the CSP to FU, and move the big credit line to the CSR? The lounge access on the Amex Platinum definitely wins with Delta access and Centurion access. You’ll want to transfer your points to the CSR; absolutely. A 50% bonus on Hertz Gold Plus Rewards Points when you elect to earn points. Rental car protection, purchase protection, trip delay protection, baggage delay protection, and several different types of travel insurance, including medical and dental insurance (check out page 49 of the guide). is a wholly-owned subsidiary of JPMorgan Chase & Co. If a spouse is a +1 with a cardmember that has their priority pass card with them, there is no $27 fee. Get a mortgage, low down payment mortgage, jumbo mortgage or refinance your home with Chase. So in short, Chase says the primary cardholders and their guests are allowed in without charge, so no fees apply. However, based on experience provided by others, all new accounts published to your credit reports count. I very rarely use it. Every Visa-backed credit card is designated a certain tier — Traditional, Signature and Infinite — and each tier offers a variety of added benefits and coverage levels. Thank you for taking the time to comment, share your experience, and hopefully inspire others to see this card for really how awesome it is! Also, currently have chase Ink card active. Members decide what to drive as long as a midsize class vehicle or larger is booked, providing access to exclusive vehicles in the President’s Circle lot. Let me assume that I have CSR card with me for the next 1 year. I live in NJ and Newark is my home base. Enjoy preferential treatment from the moment you arrive at the airport with priority check-in, security lanes (where available), boarding and baggage handling. I was hesitant to apply due to the 5/24 rule. I applied for the CSR on 10/14, had instant approval with the minimum 10k limit (although this was my 5th new account in the past 24 months, so I just snuck in under the wire). Even if you do not travel alot you can easily get that back from car parking garages, Uber/Lyft etc which they are classified as travel with this card. I know this isn’t a reason in itself to choose amex over sapphire reserve but wanted your thoughts. (none in Maryland). If you’re a big Delta flyer and/or live in a city with a Centurion lounge that you regularly use that might be a reason to sway for those benefits, but the other benefits on the CSR are superior to that on the Amex as far as I’m concerned. We recently went on a Road Scholar trip to Africa and our Wells Fargo CC didn’t apply 3X points for that trip. Note that some of the info. Please don’t resubmit your application”. I went into a Chase Branch today for the final day of the 100k deal. You can learn more of the details abut the card here. Visa Signature. With the Chase Sapphire Reserve, it takes $6000 annual spend in travel/dining to net a 2% return after the $450 (annual fee) – $300 (travel credit) = $150 (net annual fee) assuming a point redemption value of $0.015/point. As always, whether the Visa Infinite card (in general) is a good card can be highly variable to profile, depending on your other card options, your lifestyle and spend, but also those exact benefits on your Visa Infinite card of choice. Whooohoo for free dinner (after travel credit). For Example, on my card, I charged an $8.15 Uber ride and $8.15 was provided as a statement credit the same day. I am not a huge traveler, I travel once in a while with family or buy tickets to my parents to travel. I have been using an AE Delta Platinum for a few years, and love the perks, especially the yearly companion certificate, the priority seating and the first bag checked free for everyone in my party. Thank you!! For Hilton you should be using a Hilton co-branded card — the points earning on the top end just makes sense. It perhaps the Sapphire reserve? Lounge access is provided through a complimentary Priority Pass Select membership. Love my sapphire reserve card! I will take my own spending analysis as an example. Terms apply to the offers listed on this page. Especially since I don’t have to jump through hoops to get the $300 credit. As for me, if in your boat, if you have plenty of open cards with healthy credit limits, I’d clean up/close younger lines of credit that you’re not using. We can help you find the credit card that matches your lifestyle. My credit score hovers around 810-820. The exact benefits your specific Visa Infinite card … Do you know the miles transfer rates for this card? In March 2020, Chase upgraded the card from Visa Signature to Visa Infinite and increased the annual fee from $450 to $525, changing rewards structure from 2-1.5 to 4-2-1. Experience an evening of cooking with renowned chefs as they guide you through each course live via video instruction for an evening of great food and entertainment. See our Chase Total Checking® offer for new customers. I can’t believe how easy it is to use the CSR travel credit: local parking garages & meters trigger it, and it happens automatically. If you were to close 2/3 of them and wipe out 30,000 in credit, as long as your utilization is low, you wouldn’t see an impact. Just new expiration dates. Total spend of $3993.53 ( not including $450 AF – good reminder) and I am just 2 days away from 3rd closing and sm confirmed that I have till Jan 10 to complete my spend. I own a Reserve Card and I made an inquiry regarding your point about someone else could get Global Entry using my card – they said no! Whether you choose to work with a financial advisor and develop a financial strategy or invest online, J.P. Morgan offers insights, expertise and tools to help you reach your goals. We were interested several weeks ago in applying to get the 100K bonus, but it only worked if you went into a Chase bank branch and the closest one was 2 1/2 hours away. Chase is in business to make money – first and foremost. While out in public, I see people with this card everywhere. If you add in $100 for Global Entry which includes TSA then the annual fee goes down to only $50. I would definitely call up if you haven’t received at least a letter in the mail explaining the results of your application. Crystal® Visa Infinite® Credit Card; Best Visa Infinite card perks. The Sapphire Reserve is not for everyone. I live the Citi Prestige card as the $250 travel credit and the hotel 4th night free programs pay for this card every year. It closes today, so if you want it, you need to act. In this case it really didn’t matter much because I was only paying award booking fees, but it has me thinking there’s little benefit left to the Southwest card when you have a CSR in your pocket. I got approved instantly and I only make 40,000/yr. Do All Visa Infinite Cards Offer the Same Privileges? Any insight whether closing the CSP (with a 50K credit line) would be an advantage? You are not required to be flying any particular airline to gain access to Priority Pass lounges. This card and its benefits are game-changing. The previous version of this card was discussed HERE. I applied online today (Nov. 4, 2016) and got approved instantly for $35K. Here I conclude that for anyone like me who does not travel much at all and have Freedom and Freedom Unlimited cards (both earn UR Points) the overall net benefit is more with $450 annual fee CSR card when compared to lower fee CSP card (Please see the math above). Please see our card marketplace for available offers. You would be ineligible for this card if you are either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. That way I will have the freedom for the 5 percent categories, Chase sapphire reserve for dining and travel, and Unlimited for everything else. Then it struck me, I get 3x on travel purchases with my CSR card, and the points are transferrable to Southwest, right? Although the card has been on the market for a while, I haven’t reviewed it yet because it has a unique underwriting process, and t The Reserve card does not yet appear on my account. Some of us are still not over the loss of the Chase Amazon Visa. Chase. @George appreciate you sharing your experience and congrats! When your covered Infinite Visa card is used to purchase eligible items and the purchase is stolen or damaged within the first 90 days, Purchase Security can replace, repair or reimburse the item. Count on the United Club Visa Infinite Card concierge services to give you personalized assistance with reservations, referrals and recommendations — anywhere in the world. Hi Howie, I just checked Chase’s Pre-Approval site with a “soft pull” of my credit and they tell me I’m eligible for CSP. Heck yes, hotels post as travel! Is there a number I can call to ask about the status of the application, or is patience my best bet right now? 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