Go to. Complimentary access to over 1000 airport lounges globally for you and a guest Curate adventures from the palm of your hand, with the newly upgraded Visa Concierge. You may also see the Visa Infinite Hotel collection advertised as a benefit. Call 888-221-3289 to say you want to return something. , tailored to high-net-worth cardholders. You can do it all online, including uploading your supporting documents. You have to try to return it to the merchant first. Visa offers three levels of benefits: Traditional, Signature and Infinite. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. However, when we looked into the perks provided by the card, and the participating hotels, we found there to be no difference between this and the Visa Signature Hotel Collection. For details about using benefits from the Signature (S) and Traditional (T) tiers, see our article on Visa Signature. If you're forced to cancel or cut short a trip because of illness, injury or other covered reason, you can get reimbursed for up to $2,000 in nonrefundable transportation costs — not just airfare, but also train, bus or cruise tickets. He earned a bachelor’s degree from the University of Texas at Austin, where he majored in finance. • Avance sur frais d’hospitalisation. to start a claim and upload supporting documents (including the receipt and your credit card statement showing the purchase; you may be asked to provide more information, such as a copy of the store's return policy). This benefit provides up to $500 in coverage for expenses you incur when your flight is delayed at least six hours or requires an overnight stay, regardless of the reason — weather, air traffic congestion, mechanical and so on. Whenever you book, you will receive benefits that include the best available rate, free wifi, complimentary breakfast, a food and beverage credit, VIP Guest status and 3PM check out. File a claim through your personal insurance. Visa Infinite ® card benefits Enjoy excellent spending power with a high credit limit, the convenience of Visa Infinite Concierge, personalized privileges, rewards and service. Making insurance claims, especially small ones, can cost you thousands more in the long run because of higher premiums. You can be reimbursed for up to $300 per item and up to $1,000 per year. This compensation may impact how and where offers appear on this site (including, for example, the order in which they appear). Assuming that the money you get from the airline isn't enough to cover your loss, your next step is any insurance policy you have — such as homeowners insurance or renters insurance — that covers lost possessions. When you buy something with your Visa Infinite card and want to return it within 90 days, Visa will take it even if the store refuses to. Go to cardbenefitservices.com. Advertiser Disclosure: ValuePenguin is an advertising-supported comparison service which receives compensation from some of the financial providers whose offers appear on our site. Visa Infinite Concierge Visa Concierge is a 24/7 digital personal assistant and lifestyle guide, giving you access to extraordinary experiences and exclusive privileges. Joe Resendiz is a former investment banking analyst for Goldman Sachs, where he covered public sector and infrastructure financing. Making insurance claims, especially small ones, can cost you thousands more in the long run because of higher premiums. Only transportation costs will be reimbursed. Keep items like these with you rather than in your bags, as they are not covered: Eyeglasses, contact lenses, hearing aids, dentures and prosthetics. As a member of Avis Preferred Plus, you can skip the counter and enjoy all the great benefits of Avis Preferred - plus a whole lot more: Complimentary upgrades (whenever available). Visa Infinite cards aren’t the only options to offer this coverage — the Chase Sapphire Preferredand a few others do as well — but this is definitely a great perk to have, since you wo… Infinite My Rewards El programa de premios que vas a disfrutar. Also called "purchase security," this benefit reimburses you when something you buy with your Visa Infinite card is stolen or damaged within 90 days of the purchase. Currently, there are only a handful of Visa Infinite cards available in the United States. You have 90 days from the date of the theft or damage to file a claim for reimbursement. There is no cap on the number of times you can use this perk throughout the year. Start a claim at eclaimsline.com or call 800-546-9806. He has worked at USA Today and the Des Moines Register and has an MBA. If you get only a partial refund from the merchant, Visa may cover the difference. Prepaid hotel stays, event tickets, reservation fees and other costs aren't covered. Visa Signature card offers a solid selection of well-rounded travel benefits and consumer protections, which you’d expect to find in rewards credit card categories aimed at customers with good or excellent credit. For example, if an airline's mechanics have been on strike, and the strike has been resulting in delays day after day, then a delay in your flight would have been foreseeable and may not be covered. Two complimentary nights at any participating Tier 1-4 Ritz-Carlton hotel, after you spend $4,000 on purchases in the first 3 months after account opening, Upgrade to The Ritz-Carlton Club® Level 3 times annually on paid stays of up to 7 nights, 12 complimentary Gogo in-flight Wi-Fi sessions. The discount applies only to bookings made directly through the Visa Discount Air website. • Acheminement de médicaments, lunettes, lentilles ou prothèses auditives. In practice, however, these features and perks are often controlled by the card's issuer—meaning the bank. Call the benefits administrator at 888-221-3289. Visa Infinite Concierge. The card awards 2 points on travel and dining and 1 point on everything else. Because it was the highest tier of Visa available in the U.S., Signature cards came with a lot of the top-tier perks associated with Infinite. When you buy airline, train, bus, ferry or other transportation tickets with your Visa Infinite card, you get $500,000 of accidental death and dismemberment insurance. Go to. Typically, only the most high-end credit cards brandish the Infinite logo. Cash, coins, traveler's checks, securities, tickets and valuable documents. If you're injured in a car accident the day before your trip, or if you suffer food poisoning on your vacation, or if a hurricane makes it impossible to reach your destination, you're likely to be covered. These responses are not provided or commissioned by the bank advertiser. What is Visa Infinite? These include acute illness triggered by pre-existing conditions; injuries suffered in certain activities (including sports); the effects of cosmetic surgery; and illness or injury resulting from intoxication. For example, when Chase decides to issue a credit card with the Visa Infinite or Visa Signature branding, they get to decide which of the standard Visa perks will be passed on to cardholders. Unlike the Chase Sapphire Reserve®, the Ritz-Carlton Rewards Credit Card does come with the benefit of airline ticket discounts. During his time on Wall Street, Joe worked closely with the debt capital markets team, which allowed him to gain unique insights into the credit market. Visa's coverage kicks in only after your other insurance does. Although Visa will not be the first place you go for reimbursement, you still have to put in this notification to be eligible to file a claim with Visa later on. To get an insurance quote over the phone, call: (855) 760-0699 | Agents available 24 hours a day, 7 days a week! See the full list of exclusions here. File a claim with Visa within 90 days of the loss. Trip cancellation and interruption coverage. Coverage is per "occurrence," not per item. 3X points on travel immediately after earning your $300 travel credit. This card comes with some decent rewards, including $250 annual airline fee credit, $500 airport club statement credit, and a decently-sized bonus. If you're injured in a car accident the day before your trip, or if you suffer food poisoning on your vacation, or if a hurricane makes it impossible to reach your destination, you're likely to be covered. But many things are excluded. The $10,000 limit applies to all losses caused by the break-in or the tornado. If the card in your wallet is labeled “Infinite,” you’ll get the same perks offered in the Signature benefits package and a bit more. If an airline (or other carrier) loses your luggage, you can be reimbursed up to $3,000 per trip. Visa Infinite is the highest tier of Visa-branded credit cards—the other two being the standard Visa and Visa Signature. You can recognize them by the 'Visa Infinite' logo appears on the lower right corner of a card. When evaluating offers, please review the financial institution’s Terms and Conditions. You have 30 days to file a claim. Each level includes all the benefits from the levels below it. "Reasonable additional expenses" that you wouldn't have had to pay if not for the delay. A lot of the same items excluded from purchase protection are also ineligible for return protection. If your trip is delayed because of something you knew (or could have known) beforehand, you might not be covered. If the item is stolen, you must file a police report within 48 hours. Although Visa will not be the first place you go for reimbursement, you still have to put in this notification to be eligible to file a claim with Visa later on. These include acute illness triggered by pre-existing conditions; injuries suffered in certain activities (including sports); the effects of cosmetic surgery; and illness or injury resulting from intoxication. All financial products, shopping products and services are presented without warranty. First introduced overseas, Visa Infinite came to the U.S. around 2016 and remains relatively uncommon. All financial products, shopping products and services are presented without warranty. Contatta il tuo Private Banker per approfondire con lui le tue esigenze. The Visa Infinite Discount Air Benefit saves you $100 on the total cost of between 2 and 5 qualifying round-trips, domestic coach airline tickets purchases on the same itinerary. Car Rental Discounts. This compensation from our advertising partners may impact how and where products appear on our site (including for example, the order in which they appear). We've come across other promotions, though these seem to be seasonal. In addition, return protection excludes a few things that people are tempted to buy, use once and take back. View details on travel/emergency assistance services. Advertiser Disclosure: Some of the offers that appear on this website are from companies which ValuePenguin receives compensation. How Is It Different? That cost is not covered by the trip-delay benefit. In addition, to booking priority and many more privileges. How to Pick the Best Credit Card for You: 4 Easy Steps. So how do we make money? Your Visa Infinite debit card provides you with exceptional services free of charge and in your language, so you can save time and money. If your card is a Signature- or Infinite-level card, you'll usually see it identified as such right on the Visa logo. Cards on the Visa Infinite platform include the, City National Rewards Crystal Visa Infinite® Credit Card, For details about using benefits from the Signature (S) and Traditional (T) tiers, see our article on. Global Entry Fee Credit. In most cases, lost luggage isn't really lost at all — just delayed or misdirected — and arrives at its intended destination on another flight within a day or so. You can do it all online, including uploading your supporting documents. The $10,000 limit applies to all losses caused by the break-in or the tornado. Prepaid hotel stays, event tickets, reservation fees and other costs aren't covered. Airlines typically consider a bag lost when it doesn't turn up within five to 14 days, according to the U.S. Department of Transportation. File a claim through your personal insurance. Can You Pay a Credit Card With Another Credit Card? And no, you don't have to go into debt, and you don't have to pay interest. Select Visa Infinite cardholders get $100 taken off the final price of any roundtrip domestic flight booked for two or more people. However, this coverage comes into play only after you get reimbursed by the airline. Note that this is not entirely unique. Cards branded with this network have the best benefits of any card on the Visa network. For example, if an airline's mechanics have been on strike, and the strike has been resulting in delays day after day, then a delay in your flight would have been foreseeable and may not be covered. Your Concierge can help you with planning the perfect travel itinerary, birthday, or your next great idea. ValuePenguin does not include all financial institutions or all products offered available in the marketplace. For more information please see our Advertiser Disclosure. All the rewards you earn on this card come in the form of points that are then redeemable for free stays at Ritz-Carlton or SPG® properties. Your flight is delayed, and you miss the show. You have 90 days from the date of purchase to notify Visa. Example of how we calculate the rewards rates: When redeemed for travel through Ultimate Rewards, Chase Sapphire Preferred points are worth $0.0125 each. In addition, return protection excludes a few things that people are tempted to buy, use once and take back. To provide more complete comparisons, the site features products from our partners as well as institutions which are not advertising partners. Only transportation costs will be reimbursed. That includes things like: Save all your receipts and make note of all your flight information — airline, flight number, scheduled and actual departure times. A lot of the same items excluded from purchase protection are also ineligible for return protection. In most cases, lost luggage isn't really lost at all — just delayed or misdirected — and arrives at its intended destination on another flight within a day or so. Instead, UBS stresses its in-house concierge that can help you make travel arrangements, book restaurant reservations, or even make decisions as they relate to your wealth management account. You have 60 days from the date of the theft or damage to report it to Visa. Purchase protection (coverage for theft or damage). Currently, there are only a handful of Visa Infinite cards available in the United States. This includes (among other things) preowned or used items; plants and animals; motor vehicles; antiques and collectibles; items damaged by a delivery service; traveler's checks, tickets and other negotiable items; and real estate or items installed in real estate, like hardwired appliances. What Happens If You Don't Pay Your Credit Card, Report: Credit Cards May Cause Some to Overpay. All cards come with annual fees of $450 or more, and are intended for high net worth individuals who travel a lot. Le carte di credito Visa Infinite, Visa Infinite Etica e Visa Infinite TOP ti offrono un'ampia disponibilità di spesa, personalizzabile in base alle esigenze, e una gamma di servizi esclusivi inclusi e gratuiti. You'll have to ship the item to Visa. If the merchant won't take it back, then file claim with Visa. Visa Infinite is the highest tier of Visa-branded credit cards, typically reserved for premium and luxury credit cards. However, Ultimate Rewards points are much more flexible and valuable, with the ability to transfer to hotel and airline partners or be redeemed directly for travel at a rate of 1.5 cents per point. If the merchant won't take it back, then file claim with Visa. Ensure your luggage is truly "lost." But many things are excluded. Visa Infinite Concierge Visa Concierge is a 24/7 digital personal assistant and lifestyle guide, giving you access to extraordinary experiences and exclusive privileges. Visa Infinite cardholders can also receive discounts between 15% and 25% at participating car rental companies worldwide. Outside of the benefits we highlighted above, there are no discernable differences between Visa Infinite and Visa Signature. iCard Visa Infinite is a special, recognizable, black debit card that opens up a new world of possibilities for shopping, travel, leisure and pleasure. Most notably, it is absent on the Chase Sapphire Reserve®. Read more on travel/emergency assistance services. If you get only a partial refund from the merchant, Visa may cover the difference. For more information please see our \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--white\" title=\"Advertiser Disclosure\" href=\"https:\/\/www.valuepenguin.com\/disclosure\"\u003EAdvertiser Disclosure\u003C\/a\u003E\u003C\/span\u003E.\u003C\/p\u003E\n\n","topSectionLinks":" \u003Cdiv class=\"half pad-none align-left clearfix\"\u003E\n \u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--white\" title=\"Best Auto Insurance\" href=\"https:\/\/www.valuepenguin.com\/auto-insurance\"\u003EAuto Insurance\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--white\" title=\"Best Full Coverage Auto Insurance\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-full-coverage-auto-insurance\"\u003EFull Coverage Car Insurance\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--white\" title=\"Liability-Only Car Insurance\" href=\"https:\/\/www.valuepenguin.com\/cheap-liability-only-car-insurance\"\u003ELiability-Only Car Insurance\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--white\" title=\"Free Car Insurance Quotes\" href=\"https:\/\/www.valuepenguin.com\/auto-insurance-quotes\"\u003EFree Car Insurance Quotes\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\n\u003C\/div\u003E\n\u003Cdiv class=\"half pad-none align-left clearfix\"\u003E\n \u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--white\" title=\"Best Cheap Car Insurance\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance\"\u003ECheapest Car Insurance\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--white\" title=\"Best Auto Insurance\" href=\"https:\/\/www.valuepenguin.com\/best-auto-insurance\"\u003EBest Car Insurance Companies\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--white\" title=\"Best Health Insurance\" href=\"https:\/\/www.valuepenguin.com\/health-insurance\"\u003EHealth Insurance Quotes\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--white\" title=\"Best Travel Credit Cards\" href=\"https:\/\/www.valuepenguin.com\/travel\/best-travel-credit-cards\"\u003ETravel Credit Cards\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\n\u003C\/div\u003E\n\n","bottomSectionLinks":" \u003Cdiv class=\"half pad-none align-left clearfix\"\u003E\n \u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--white\" title=\"About Us\" href=\"https:\/\/www.valuepenguin.com\/about-us\"\u003EAbout Us\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\n\u003C\/div\u003E\n\u003Cdiv class=\"half pad-none align-left clearfix\"\u003E\n \u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--white\" title=\"Press\" href=\"https:\/\/www.valuepenguin.com\/press-room\"\u003EPress\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\n\u003C\/div\u003E\n\n"}. Pre-qualified offers are not binding. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. This benefit covers anything left over after the airline and your personal insurance (if you have it) pay. However, you can probably get better returns if you were to use any of the two cards we covered above. Visa Infinite is the highest tier of benefits offered by Visa-branded credit cards — the other two are Visa Traditional and Visa Signature. A Visa Signature is the next step up, with the Visa Infinite (which we only have one card here in Australia, the Citi Prestige) as the top-tier Visa card. You should check with your issuer, or refer to your cardmember benefits pamphlet to see if this feature is present on a Visa Infinite card you're interested in. Visa Infinite privileges are for more elite cards, such as those that have annual fees in the few hundred dollar ranges. Lost/stolen card reporting, emergency replacement and emergency cash (T). Therefore, while you may think the $100 airfare discount on Infinite cards is great, you cannot assume all Visa Infinite credit cards will have it. First introduced overseas, Visa Infinite came to the U.S. around 2016 and remains relatively uncommon. These may be even more generous than Visa Infinite benefits. Disclaimer: NerdWallet strives to keep its information accurate and up to date. Curate adventures from the palm of your hand, with the newly upgraded Visa Concierge. Notify Visa within 20 days of the loss. The store won't take the item back — but you don't get to keep it. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). If your trip is delayed because of something you knew (or could have known) beforehand, you might not be covered. Start a claim at. Airlines typically consider a bag lost when it doesn't turn up within five to 14 days, according to the U.S. Department of Transportation. This compensation may impact how and where offers appear on this site (including, for example, the order in which they appear). The requirement that you start with your own insurance sharply limits the value of this benefit. Still, all the other benefits provided by Chase more than make up for this. When evaluating offers, please review the financial institution’s Terms and Conditions. Visa Infinite Dining Series, which is updated each season, gives cardholders exclusive access to dining experiences at new restaurants throughout the country. If your luggage is missing, you must file a report with the airline before you leave the airport; get a copy of the report. Additional expenses are covered, but losses are not. Up until recently, Visa Signature was the highest level open to cardholders, with Visa Infinite only available in international markets. Available 24/7 at 1-888-853-4458. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. You have 90 days from the date of the theft or damage to file a claim for reimbursement. Visa Infinite includes a Complimentary Concierge service. Also, purchases outside the U.S. are eligible for reimbursement. This clock starts ticking once you notify Visa that you want to use the return protection benefit. Go to cardbenefitservices.com to start a claim and upload supporting documents (including the receipt and your credit card statement showing the purchase; you may be asked to provide more information, such as a copy of the store's return policy). Please visit the Visa Infinite website for the full list of benefits. The requirement that you start with your own insurance sharply limits the value of this benefit. Normally, you'd need to pay $100 every 5 years to maintain Global Entry status. Our opinions are our own. Currently, there are three noteworthy Visa Infinite credit cards issued in the United States—the Chase Sapphire Reserve®, the UBS Visa Infinite Credit Card and the Ritz-Carlton Rewards Credit Card. Shoppings Participantes Condições especiais no valet de diversos shoppings. Enjoy 24/7 personalized assistance for travel planning, dinner reservations, sports, entertainment tickets and more. It's the top tier within Visa's three levels of benefits, tailored to high-net-worth cardholders. Comparing Visa Infinite cards to Signature variants is of little value because all benefits are ultimately controlled at the issuer-level. Though it's a Visa Infinite card, the Chase Sapphire Reserve® does not provide the $100 airfare discount we discussed above. Call the benefits administrator at 888-221-3289. Many or all of the products featured here are from our partners who compensate us. Therefore, if you frequently travel domestically with at least one companion, you can save money annually. Just make sure you pay the application fee with the card itself. With "Visa Infinite" you can enjoy a meal with family or friends in luxurious restaurants around the world. Items that are simply lost are not eligible for reimbursement. • Assistance en cas de poursuites judiciaires à l’étranger. Say you were traveling to see a Broadway show, and you'd paid $300 for those theater tickets. Depending on when and where you're travelling, this can cut your total time spent at the airport significantly. You'll have to ship the item to Visa. it'll say "VISA Signature" or "VISA Infinite." your homeowners or renters insurance policy. Visa's top-tier benefits package includes purchase protection, return protection and travel assistance, as well as all the perks of the Signature and Traditional levels. However, this coverage comes into play only after you get reimbursed by the airline and your homeowners or renters insurance policy. This clock starts ticking once you notify Visa that you want to use the return protection benefit. Also, purchases outside the U.S. are eligible for reimbursement. Currently, there are just a few Visa Infinite credit cards available in the U.S. Visa Infinite is a type of Visa credit card that is reserved for the most premium credit cards. Cameras, sporting equipment and furniture. If your luggage is missing, you must file a report with the airline before you leave the airport; get a copy of the report. You have 60 days from the date of the theft or damage to report it to Visa. Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. From huge sign-up bonuses to generous rewards, NerdWallet's best credit cards outshine the rest. Earn 5x the points on gas, groceries, transit and dining with the Visa credit card with the best rewards for you. The store won't take the item back — but you don't get to keep it. File a claim with the airline. Call 888-221-3289 to say you want to return something. Visa Infinite Discount Airline Tickets. Summary of Visa Infinite benefits. 3X points on dining at restaurants including eligible delivery services, takeout and dining out & 1 point per $1 spent on all other purchases. So forget about, say, buying a tuxedo or formal gown for one big night out and then getting Visa to eat the cost. That includes things like: Transportation/parking costs to leave the airport and come back. The Scotia Momentum Visa Infinite, on the other hand, falls a bit short here, due to having relatively few and generally low-value benefits. The Chase Sapphire Reserve® is currently one of the best travel credit cards around. Visa Infinite is the highest tier of benefits offered by Visa-branded credit cards -- the other two are Visa Traditional and Visa Signature. Therefore, we say the card has a 2.5% rewards rate on dining and travel (2 x $0.0125) and a 1.25% rewards rate on everything else (1 x $0.0125). 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